> For the complete documentation index, see [llms.txt](https://docs.hoodcard.cc/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.hoodcard.cc/using-hoodcard/earn-rwa-cashback.md).

# Earn RWA cashback

HoodCard sends eligible cashback rewards directly to your connected wallet on Robinhood Chain. Rewards are tokenized stocks, not points or vouchers.

### Reward rates

| Eligible activity | Cashback             |
| ----------------- | -------------------- |
| Card top-up       | 2% fixed             |
| Card spend        | 2% to 5%, randomized |

Each top-up receives the fixed rate. Card spending receives a randomized percentage within the stated range.

### Reward assets

Each reward selects one asset from the cashback pool: `NVDA`, `AAPL`, `TSLA`, `MSFT`, `GOOGL`, `AMZN`, `META`, `PLTR`, `COIN`, or `NFLX`.

A `$200` top-up earns `$4` worth of the selected stock token. A card transaction receives a randomly selected rate between `2%` and `5%`.

### Ownership

Cashback tokens go directly to your wallet. You retain custody after they arrive and can hold, trade, or sell them on Robinhood Chain.

Learn more in [Fees and cashback reference](/using-hoodcard/fees-and-cashback-reference.md).


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